The ACE EliteVisa® Prepaid Debit Card

Manage and control your money on one convenient prepaid debit card

Subject to card activation and ID verification.1

Request a card1


Get Paid up to 2 Days Faster2 with Direct Deposit

Get paid up to 2 days faster when you have your payroll or government benefits checks direct deposited to your prepaid debit card. Enroll in direct deposit, and not only will your funds be loaded right to your ACE Elite card, you'll receive it up to 2 days faster.


Use Everywhere Visa Debit Cards are Accepted.

The ACE Elite card has Visa Zero Liability Protection3 and lets you manage and spend your money without having to worry about cash at stores, in restaurants, or shopping online.

Pay Bills Online

Pay Bills Online

You can pay rent, car payments, cable, internet, phone, or any other bills you have just by using your card to make online payments.4


Manage your money online and on-the-go.

Whether you are at home or on-the-go, you can access all the most important information about your account from our Online Account Center and Mobile App.5


No-Fee Cash Withdrawals at ACE

If you enroll in direct deposit, withdraw up to $100 a day at no cost at any of our 950+ locations.6

FeeAdvantageTM Plan

ACE Elite with Direct Deposit FeeAdvantageTM Plan

Make unlimited purchase transactions for only $5 a month.7 To qualify for this low, monthly rate, simply direct deposit $500 or more to your Card Account in one calendar month. Show all Fee Plan Options.

Earn Cash Back on Everyday Purchases

Earn Cash Back on Everyday Purchases

You can earn cash rewards by spending in select stores and restaurants all over the country. It's like earning a bonus for purchases you already make!8

How It Works

See how to add money, use your card, and what it costs.

Card Features

Learn about the tools that make your card so powerful.

Powerful Tools for Managing Your Money


Anytime AlertsTM

Get real time transaction alerts sent to you by email or text message.5


Send Money to Friends and Family

You can transfer funds at no-cost to other ACE Elite cardholders with just a few clicks in the Online Account Center or Mobile App.10


Savings Account

Earn 5.00% annual percentage yield on your money with our optional savings account.9


Purchase Cushion

When you have $500 direct deposited to your card account (payroll or government benefit direct deposits only) in one calendar month, we’ll help make life a little easier and may cover up to $10 over the balance of your card.11